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Although less significant statistically in health terms, spores of many moulds and fungi (including timber attacking fungi) can be allergenic. The spores can also be carcinogenic, toxic and cause infections; the potential health effect varying with species.
Fungal infection, whilst not common, is usually associated with those vulnerable to infection (such as those on immuno-suppressant drugs). Some fungi, particularly when in very high concentrations, can also colonise the airways of susceptible individuals, particularly asthmatics. Toxins from some moulds (mycotoxins) can cause nausea and
diarrhoea, can suppress the immune system, and have been implicated in cancers. Although uncommon, these are serious if they occur.

 

References:

HHSRS worked examples [Online] 2007. CLG Worked examples. 1 damp and mould growth. [cited 4 of March 2013]. Available from Internet:
HHSRS worked examples [Online] 2007. Bristol CC examples. 1 damp and mould growth. [cited 4 of March 2013]. Available from Internet:
HHSRS worked examples [Online] 2007. IDeA examples. 1 damp and mould growth. [cited 4 of March 2013]. Available from Internet:< http://johnpullen.co.uk/downloads.html>
Office of the Deputy Prime Minister [Online] 2006. Housing Health and Safety Rating System. Operating Guidance. Office of the Deputy Prime Minister: London.. [Cited 4 March 2013]. Available from Internet:< http://www.nchh.org/Portals/0/Contents/HH%20Standards.UKHHRSoperatingguidance.pdf>